Your Step-by-Step Guide to Buying Property in Dubai

Title Deed & Legal Ownership in Dubai

Property ownership is registered with the Dubai Land Department (DLD). You receive a digital Title Deed (Oqood or Title Certificate) which proves legal ownership under your name or your company's. TayaHomes ensures all documentation, DLD approvals, and title registration are managed smoothly — in coordination with your local or international legal representatives.

Property Inspection Trips to Dubai

Before buying, we invite you to experience your future investment in person.

TayaHomes, together with TayaTravel UAE, organizes full-service inspection trips including:

• Guided tours in Dubai Marina, Downtown, JVC, Business Bay, and Palm
• Area exploration (schools, malls, beaches, business centers)
• Meetings with legal, tax, and immigration consultants
• Hotel accommodation, airport pickup, and local concierge

Why TayaHomes – Dubai Edition

Full Legal & Governmental Support

Full Legal & Governmental Support

• We handle DLD procedures, Ejari registration, DEWA setup, and more.

High-ROI Property Selection

• We recommend only well-researched, high-yield developments with strong resale value.

International Buyer Focus

• We speak your language — and we understand the needs of first-time and seasoned investors alike.

Who Can Buy Property in Dubai?

Foreign nationals can purchase property in Dubai's designated freehold areas — with no citizenship or residency requirement.

You can buy:

• Apartments, villas, townhouses
• Hotel apartments & branded residences
• Off-plan units from developers
• Commercial or retail spaces
• Plots in certain mixed-use projects

Ownership can be individual or through an offshore/onshore company structure.

Rental Income Potential in Dubai

Dubai offers some of the highest rental yields globally — thanks to high expat demand, tourism, and limited housing supply.

Why Dubai is a rental paradise:

• High expat population (90%+ of total residents)
• Year-round rental demand
• Short-let licensing (holiday homes) available in many zones
• Tax-free income for landlords

TayaHomes helps you calculate ROI, set up short- or long-term rental strategies, and connect with trusted local management firms.

Mortgage & Financing Options for Foreign Buyers

Yes — foreign buyers can access Dubai-based financing through UAE banks, even without residency.

Key Financing Details:

• Loan-to-Value: 50%–80% depending on status and property type
• Minimum Down Payment: 20%–50% (higher for off-plan)
• Interest Rates: 3.5%–6% per annum
• Loan Term: Up to 25 years
• Documents Needed: Passport, proof of income, bank statements, salary certificate or company docs, UAE bank account (may be required)

TayaHomes works with mortgage brokers and banks like Emirates NBD, Mashreq, and Abu Dhabi Islamic Bank to assist foreign investors.

Taxes & Costs of Buying Property in Dubai

Dubai offers low transaction costs and no ongoing property tax, making it investor-friendly.

One-Time Costs:

• DLD Registration Fee: 4% of property value (paid upfront)
• Oqood Fee (off-plan): ~0.25% of value
• Trustee Office Fees: ~AED 4,000–5,000
• NOC Fees: AED 500–5,000 (from developer)
• Brokerage Fee: 2%–3% of purchase price

Annual Ownership Costs:

• Service Charges (Maintenance): AED 10–25 per sq.ft per year
• Insurance: AED 1,000–3,000 annually
• Holiday Home Permit (optional): AED 1,500–2,000/year
• Management Fees: 8%–20% of rental income depending on service level

TayaHomes provides full investment cost estimates and connects you with approved service providers to handle your property efficiently.

After-Sales Support & Property Management

We don't just help you buy — we help you succeed.

• DEWA & Ejari registration
• Furnishing and interior design
• Rental licensing (short-term or long-term)
• Full property management & reporting
• Resale advisory and exit strategy planning

TayaHomes is your global partner for smart, high-return real estate investment in Dubai.